A Texas Association of Realtors (TAR) Errors & Omissions Risk-Management Partner, Mondics Insurance Group, Inc., is a 38-year-old Texas-based independent insurance agency. With offices in Dallas and Austin, Mondics Insurance Group, Inc., is proud to be recognized as one of the largest independently owned agencies in North Texas.
Realtors face exposures every day. Examples of policies that should be considered include:
Errors and Omissions Insurance may be the most important protection in your insurance program. E&O coverage helps you pay for legal defense, settlements, judgments, and other legal fees.
Coverage may include payments for related expenses, like legal defense, settlements, and court-appointed judgments, including medical bills. It can also protect you whether the incident occurs in your office or out meeting with clients.
Real estate agents drive frequently, whether to meet with clients or show them houses. Commercial Auto Insurance including hired and non-owned auto coverage is vital to your insurance program.
If you're a real estate agent who rents or owns your office or work from your home property insurance is important. We can help tailor coverage to fit your specific needs.
You may have one employee or several but no matter the number you face exposure to claims related to on the job injuries. Claims can range from minor injuries such as a sprained ankle by falling while showing a house to major claims such as death claims in a car accident or at a job site. Also many independents do not feel like they need the coverage since they have health insurance but many health insurance policies carry exclusions for on the job type of injuries.
Umbrella or Excess Insurance can raise the limits on the underlying policies such as General Liability, Commercial Auto Liability and Employers Liability coverage.
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